Which Discretionary Managed Portfolio Is Most Suitable For You?

After last week's blog about PI Financial's discretionary managed accounts program, I had received several emails from clients asking about the 6 unique portfolios overseen by our internal portfolio management team and how they differ from one another.

As mentioned before, each portfolio is unique in its investment objective, risk profile and composition (holdings). Whether you desire investment income or seeking primarily capital appreciation; there is a portfolio (or two) that is suitable for you. To give you some context and more information, below are the six model portfolios along with a short description for each... but if you want even more info, join me and our internal portfolio management team  for a web conference Tuesday February 25th at 1:30PM by replying to this email and confirming your attendance.

The Six Model Portfolios

PI Balanced - is a multi-asset class portfolio primarily consisting of money market, fixed income and equity securities in Canada and the US with the objective of balancing risk and return. This portfolio aims to provide a total return consisting of capital appreciation, dividend income and interest income. This portfolio is best suited for the more defensive long term investor seeking broad asset, country and sector diversification and moderate income.

PI High Yield Dividend Growth - is a Canadian all-equity portfolio with the objective of providing equity investors with a high dividend yield, a lower level of volatility to its benchmark, growing dividend income and moderate long-term capital appreciation. To reduce risk this portfolio invests only in the more defensive sectors, such as utilities, real estate, telecom, financials and consumer staples and only in companies which have consistently grown their dividends per share for at least the past 5 years.

PI Canadian Dividend Growth - is a Canadian all-equity concentrated portfolio consisting of between 20 to 30 large blue-chip Canadian listed companies. Each company must have a long record of consistently growing their dividend per share combined with a positive long term price trend.

PI Canadian Equity - is our core Canadian large-cap equity portfolio holding the full range of Canada’s leading blue chip companies. The portfolio’s investment objective is long term capital appreciation with moderate dividend income. This portfolio will invest from Canada largest 100 companies and only the leading companies with long term record of financial success including consistent profitability and sound balance sheet.

PI Canadian Equity PLUS - is an all-equity growth portfolio with about 70% of the portfolio invested in a broad range of individual leading Canadian companies plus approximately 30% invested in US, Global and Emerging Market ETFs. The portfolio’s investment objective is long term capital appreciation with moderate dividend income.

PI Focus 15 -  is a model equity portfolio consisting of up to 15 mid- to large capitalization Canadian listed companies with an investment objective of long term capital appreciation.

For more information on any of the six above managed portfolios, please view the short summary here

Why Might You Consider PI Financial's Discretionary Managed Accounts Program

There are a number of benefits and reasons why, but I believe it comes down to three:

• You are interested in a lower volatility portfolio compared to junior/micro-cap equities. In other words: lower risk investments
• You desire investment income from your portfolio
• You want investment professionals to make all the investment decisions on your behalf. Freeing up your time.

If you are interested in learning more about the six managed portfolios, our internal portfolio management team or how you can benefit from both join us for a web conference Tuesday February 25th at 1:30PM PST by replying to this email or calling me to discuss further 604-718-7576.

Joining us for the web conference will be Mr. Bert Quattrociocchi - head of our discretionary managed accounts program. Bert is a Certified Portfolio Manager and has held positions in research, banking, institutional and retail sales throughout his 32 years in the investment industry. He is currently a senior portfolio manager and a member of PI Financial’s Executive Committee and Board of Directors.

I look forward to having you join us on the web conference.